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Sports Betting and Gambling: Banking & Payments

Online casinos offer a wide range of banking options for deposits and withdrawals. Players can choose from credit and debit cards, e-wallets, bank transfers, and more.

Each option has its own pros and cons, so it's important to choose the one that best suits your needs. For example, credit and debit cards are convenient as are E-wallets, but they may have higher fees than other methods. Bank transfers are usually the safest option, but they can take longer to process.

Regardless of which method you choose, it's important to remember that gambling deposits and withdrawals are subject to laws and regulations. Be sure to check before making any transactions.

How Quickly Can I Cash Out Winnings in West Virginia?

The following chart details the average withdrawal time for licensed casino sites in West Virginia online casino.

Casino Cash at Casino Cage Wire Transfer PayPal/Skrill Prepaid+ Couriered Check Online Banking/eCheck (ACH/VIP Preferred, etc.)
DraftKings Within an hour N/A 2-6 business days N/A 7-14 business days 3-6 business days
FanDuel N/A 3-5 business days 24-48 hours 24-36 hours 7-10 business days 3-5 business days
BetMGM Instant 5-7 business days Up to 48 hours Instant – 24 hours 7-20 business days 2 business days
Golden Nugget Instant 5-7 business days Up to 48 hours Instant 10-14 business days 2-5 business days
BetRivers Instant N/A N/A Instant 10-14 business days 2-5 business days
Caesars Instant N/A 3 days 3 days N/A 5 business days

Can I track my deposits & withdrawals?

You can keep track of your deposits and withdrawals by reviewing your bank statements. Online casinos also track a comprehensive breakdown of your transaction history, allowing you to retrieve a list of deposits and withdrawals made since you signed up to an online casino site. This feature is usually found under "My Accounts."

It allows you to view the history of your casino site transactions regarding how much money you've transferred to and from your account.

What Makes WV Online Casino Deposits Safe?


When you play at an online casino licensed and regulated by the West Virginia Lottery Commission, you are assured that the operations of your preferred casino are constantly monitored, thereby protecting some specific players rights.

For example, you don't have to worry about losing your money if the casino goes out of business. The West Virginia Lottery Commission mandates online sites to separate player funds from their funds. Therefore, even if your preferred casino goes bust, you will still receive your money back.

Regular Audits

Licensed casinos are usually subjected to regular audits. These audits are performed by a third party and critically assess how the casino treats players and player funds.

Several types of audits are conducted on an online casino by different companies. One of these audits verifies that game payouts correspond with a return to player percentages.

Technical Security

Top-rated online casinos ensure that funds and personal data are secured by outsourcing their security to a trustworthy and reliable company with vast experience in cybersecurity.

Game Fairness

To ensure that you don't lose your fund to rogue gaming sites, the agency that supervises West Virginia’s online gaming industry ensures that random number generators are tested for fairness by reputable external companies.

Random number generators give every player an equal chance of winning when they’re playing at online casinos.

Hybrid RSA Encryption

Hybrid encryption security algorithm—which uses a private and public key for decryption and encryption process—goes a long way in keeping player funds secure at these online casinos. This system encrypts the information sent back and forth during gaming activities so unauthorized third parties can't read it.


Online casinos also protect their player funds using state-of-the-art software developed by well established and trusted software providers. Also, an organization like eCOGRA typically checks these software to ensure their fairness.

Deposits and Withdrawals

West Virginia online casinos deploy the highest levels of Secure Sockets Layer (SSL) encryption technology to secure and safeguard any sensitive data transmitted between two systems (e.g., the bank and the casino site).

What Banking Methods can I Use in West Virginia?


PayPal is an electronic wallet that allows users to spend, transfer, and store money anywhere in the world. PayPal can be used by businesses to process online payments for a small fee, irrespective of where the payment originated from.

You can quickly transfer money to and from your online casino accounts with your personal PayPal account. PayPal gambling payments are fast and relatively cheap.

Typically, gambling sites do not charge a fee on PayPal deposits or withdrawals, but PayPal will change a fee for any transaction from its end to bettors. However, the charge is calculated as a small proportion of the total sum.

Since 2001, Skrill, a well-known payment processor, has made it easier for gamblers to make payments online.

Gamblers can use the eWallet to send money worldwide, shop online, or deposit money at gambling sites. Skrill, like other e-wallets, allows you to use a debit card. With this Prepaid Mastercard, you can get cash from an ATM or buy things.

Skrill (formerly known as Moneybookers) has proven to be a reliable and trustworthy payment solution provider. You can use this e-wallet at a wide range of online gambling sites.

This is an electronic version of a paper check. eChecks are quite popular among gamblers who do not wish to share their credit card and bank details online.

ACH, also called InstantCheck, lets you make a safe and rapid electronic funds transfer (ETF) directly from your bank account to your player account using an electronic eCheck.

When you use an eCheck to make a deposit, your bank is asked for the amount of your deposit, just like when a paper check you have written is deposited. Once the check has been paid, the money is moved from your bank account to your online casino account.

Credit Cards

Mastercard, one of the world’s best-known brands, is owned by Mastercard Incorporated—a New York company started by a group of California banks in 1996.

Wherever you go, chances are you’ll be able to use your Visa to pay for whatever you want. This applies to both physical outlets and the vast majority of online services, including online casinos.

Visa cards are available everywhere, easy to set up and use, and no additional registration is required.

It is easy to deposit money with a Mastercard or Visa card, but you should always have your card ready to finish the transaction.

Prepaid Cards

Prepaid cards are like gift cards in that they can be physical or virtual. Prepaid cards are a lot like debit cards in how they work. With a prepaid card, you don't have to take money out of your bank account.

Instead, you have to buy the card and then add cash to it before you can use the money at an online casino. This makes tracking and controlling how much money you spend at the casinos easier. This attribute makes prepaid cards a good choice for gamblers who have trouble controlling themselves.

Play+ prepaid card is a popular prepaid card that can be found at almost all licensed West Virginia casino sites, which is a significant benefit of the payment option.

You can activate Play+ cards online or by mail, and you will be given a physical and digital card. The digital Play+ card serves as a middleman between the online casino site and the player's credit or debit card, due to bank policies, most banks normally would not allow you to use your credit or debit card to deposit money for gambling.

However, players can load money onto their Play+ card instead of sending money directly to the casino. The money will then be sent to their online casino accounts.

This is an option for players who wish to deposit hard cash into their online casino accounts. With this payment method, customers are never expected to share their banking details with a third-party agency, providing the additional benefit of increased privacy.

When using PayNearMe to make a deposit, you input an amount and receive a payslip you can save or print from your mobile device. And after that, you take the pay slip to the closest PayNearMe location to pay cash. Casinos usually process PayNearMe deposits within a few minutes, and the fees often range from $0 to $5.99 per transaction.

Bank Transfer — Instant or Direct Bank Transfer

Another reliable payment option for online bettors in West Virginia is an instant or direct bank transfer. Bank transfers involve using direct banking services to move funds directly from your bank account to your player account without using a credit card or e-wallet, and there are usually no fees associated with these transactions.

Regular direct bank transfers are the slowest payment method for casino sites, taking 3 to 5 business days.

However, they are often the only viable option for large transactions, as the limits tend to be higher than those of other methods.